Bridging finance

Bridging finance is a short-term loan that bridges the gap between the purchase of a property and the arrangement of long-term financing. It provides the flexibility and speed needed to seize opportunities in the property market, especially when acquiring properties below market value.

Investors and property enthusiasts opt for bridging finance for several compelling reasons:

• Speed: Bridging loans can be arranged much faster than traditional mortgages, making them ideal for quick property acquisitions.
• Flexibility: Bridging finance solutions can be tailored to your specific needs, including purchasing properties at a discount.
• Higher Loan-to-Value (LTV) Ratios: Bridging lenders often offer higher LTV ratios, allowing you to borrow a larger percentage of the property's value.

1. Identification: Find properties with potential for appreciation or renovation, often priced below their market value.
2. Budgeting: Calculate your budget carefully, including renovation costs if necessary.
3. Bridging Finance Application: Apply for bridging finance, specifying your project's details and financial needs.
4. Approval: Once approved, you'll receive the funds needed to purchase the property below market value.
5. Execution: Execute your property acquisition and renovation plans swiftly.

• Quick Access to Funds: Bridging loans are known for their speed in providing funds, allowing you to outmaneuver competitors in property purchases.
• Flexible Repayment: Many bridging loans are interest-only, giving you flexibility in repayments.
• High LTV Ratios: Borrow a larger portion of the property's value, facilitating property acquisitions below market value.

• Exit Strategy: Always have a clear plan for repaying the bridging loan, typically through property sale, refinancing, or other income sources.
• Costs: Be aware of the higher interest rates and fees associated with bridging finance and factor them into your budget.
• Repayment Plans: Ensure you have a viable repayment plan, even if your project faces unexpected delays.

At Bridgemore Capital we understand the intricacies of the UK property market and the importance of securing properties below market value. Bridging finance is your key to accessing these opportunities and realizing your investment goals.

Ready to embark on your journey to property investment success? Contact us today to explore how bridging finance can help you acquire below-market-value properties and achieve your financial objectives. Your next property investment awaits.